Booklet

author

Shang

Finance & Accounting

2020 Year In Review Personal Finances

2020 Year In Review Personal Finances

  • 39% Taxes
  • 26% Spent
  • 15% Donated
  • 20% Pre Tax Savings Rate

Save my cents by the numbers

  • $26,000 Revenue
  • $2,000 Given away
  • $6,000 Operating costs
  • $18,000 Invested for scholarship foundation

I get to

  • Be married to a God fearing spouse
  • Be a mother
  • Have a both my parents alive
  • Be alive and healthy and wealthy

Financial highlights

  • Reached our next million in net worth
  • Donated 5 figures to charitable and religious causes
  • Received paperwork approval to renovate our Manhattan home. A reno we held off for 5 years to save money
  • We both got raises
  • Decided to move on from super frugal fire budget, to a values based budget that gives us time with our child

Dreams that did not manifest

  • Write a book
  • Do an investing course
  • Get on good morning America
  • Reach 50k followers
  • And that's okay! I celebrate the dreams that did

Dreams that manifest

  • Got on tv
  • Got published in national news
  • Got to stay at home with my child for his entire first year of life
  • Mr. SMC and I both kept our jobs in a difficulty economy

Thank you to

  • You. For following, engaging, and making the choice to do something with your finances
  • Everyone who has helped me. In particular, Kaitlyn, Ritika, and Grace, and everyone who helped test my courses and give feedback
  • Fox Detroit, living in the heart of Virginia, Fox business, Kiplinger, Bankrate, USA today
  • Every student, and every person I got to coach
  • Podcasts: Leadership defined, missbehelpful, Nerdsguidetofi, inspire to fire, why you no Doctor
  • Fabletics, Modern Fertility, Colugo, Sudio

My 2021 wishes

  • More quality time with God and family
  • Less is more on Instagram
  • Healing for my country
  • A promotion at my day job
  • Collaborations with momtrepreneurs
  • 100k followers because why not

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